Holdback, retainage, and withholding are all terms used to describe monies withheld from the Contractor by the Owner. In Ontario, holdback is legislated as a percentage of the progress of work, and is intended to protect employees on a project site.

In the world of design professionals, legal disputes can arise, placing them and their insurance coverage at risk. An insightful article delves into the five statement that a lawyer working with Pro-Demnity Insurance Company, an insurance provider for architectural professionals, hopes never to hear during initial meeting regarding a claim made against an Architect.